EXAMPLE TRADING GROUP LTD

DISQUALIFIED_OFFICER

Checks if any active officer is currently disqualified from acting as a company director under the Company Directors Disqualification Act 1986.

COMPANY_NOT_ACTIVE

Checks if the company status is dissolved, in liquidation, or otherwise not actively trading.

ACTIVE_INSOLVENCY_CASE

Checks if the company currently has an open insolvency case on record (no closing date present).

NO_PSC_REGISTERED

Checks if there are no active Persons with Significant Control registered — a legal requirement for UK companies. A company exempt from keeping a PSC register (voting shares admitted to trading on a regulated market) passes. A company that has filed a statement that it has no registrable person or relevant legal entity is flagged at medium severity, since its senior managing officials are identified instead (MLR 2017 reg. 28).

FCA_PROHIBITED_INDIVIDUAL

Flags if any active officer or PSC has an FCA prohibition order.

DIRECTOR_BANKRUPTCY_RESTRICTION

Flags if any active officer or PSC has an active Bankruptcy or Debt Relief Restriction Order — which makes it illegal to act as a company director.

ACCOUNTS_OVERDUE

Checks if the company's annual accounts filing deadline has passed.

INSOLVENCY_HISTORY

Checks if the company has any recorded insolvency history on its Companies House profile.

REGISTERED_OFFICE_IN_DISPUTE

Flags companies whose registered office address is marked as in dispute by Companies House.

PROPOSAL_TO_STRIKE_OFF

Flags a company that is subject to an active proposal to be struck off the Companies House register.

SUPER_SECURE_PSC

Flags if any PSC has claimed super-secure status, hiding their identity from the public register.

PSC_HIGH_RISK_JURISDICTION

Checks if any active PSC resides in a FATF high-risk or other monitored jurisdiction, or in a country under a broad UK sanctions regime (such as Russia or Belarus).

DIRECTOR_HIGH_RISK_JURISDICTION

Flags active directors resident in FATF high-risk or monitored jurisdictions, or in a country under a broad UK sanctions regime (such as Russia or Belarus).

OE_BENEFICIAL_OWNER_DECLARED_SANCTIONED

Flags a beneficial owner of a linked Register of Overseas Entities registration that the entity itself has declared to be a designated person under UK sanctions — a statement on the register, not a name match.

HIGH_PSC_CHANGE_RATE

Flags if three or more PSC change filings appear within the last 12 months — unstable beneficial ownership is a significant AML risk indicator.

HIGH_RISK_SIC_CODE

Flags companies operating in sectors with elevated financial crime exposure based on their SIC codes. Lowered to medium when the company's own FCA register entry (an analyst-confirmed FRN or a Companies House number match) shows it is authorised.

NO_CONFIRMATION_STATEMENT

Flags if a company has other filings on record but no confirmation statement, suggesting it has never filed a confirmation statement.

FCA_RESTRICTED_FIRM

Flags if the company's FCA register entry has a non-active or restricted authorisation status. Only a confirmed identity counts: an analyst-confirmed FRN, or a register entry carrying the company's Companies House number. A name-only match is shown for review and never flagged. Lowered to medium when the status says only that the permission ended (e.g. no longer authorised), which is often a voluntary cancellation to confirm with the firm.

LEI_HIGH_RISK_PARENT

Flags if any company in the LEI corporate parent chain is registered in a FATF high-risk jurisdiction.

DIRECTOR_PERSONAL_INSOLVENCY

Flags if any active officer or PSC has a personal insolvency record (bankruptcy, IVA, or DRO) within the last 5 years.

FCA_REGISTER_OFFSHORE_LEAKS

Flags when the FCA-regulated firm's own register name(s) or one of its FCA register individuals appears in the ICIJ Offshore Leaks database (Panama Papers, Pandora Papers, Paradise Papers, Bahamas Leaks, Offshore Leaks). Runs only once the analyst has confirmed the firm's FRN (never a name-only candidate or a bare Companies House number match) and only for names it added — a company (current or previous name), officer or PSC match is OFFSHORE_LEAKS_HIT/OFFSHORE_LEAKS_UNCONFIRMED instead. Confirmation is record-centric like that pair: an analyst-confirmed ICIJ record raises this at HIGH severity, an unconfirmed one at LOW — name matching against the ICIJ reconciliation API is prone to false positives.

COMPANY_ON_SANCTIONS_LIST

Checks if the company name matches any entry on a major sanctions list (OFAC, UN, UK Sanctions List, EU). An unreviewed match raises MEDIUM (HIGH at 98% name similarity or more); an analyst-confirmed match raises CRITICAL; a dismissed match raises nothing.

OFFICER_ON_SANCTIONS_LIST

Checks if any active officer's name matches a sanctions designation. An unreviewed match raises MEDIUM (HIGH at 98% name similarity or more); an analyst-confirmed match raises CRITICAL; a dismissed match raises nothing.

PSC_ON_SANCTIONS_LIST

Checks if any active Person with Significant Control matches a sanctions designation. An unreviewed match raises MEDIUM (HIGH at 98% name similarity or more); an analyst-confirmed match raises CRITICAL; a dismissed match raises nothing.

CHARGE_HOLDER_ON_SANCTIONS_LIST

Checks if any outstanding charge holder (secured creditor) matches a sanctions designation. An unreviewed match raises MEDIUM (HIGH at 98% name similarity or more); an analyst-confirmed match raises CRITICAL; a dismissed match raises nothing.

OE_BENEFICIAL_OWNER_ON_SANCTIONS_LIST

Checks if any beneficial owner of an overseas entity linked to the company's PSC, officer, shareholder or charge holder on the Register of Overseas Entities matches a sanctions designation. Only automatic or analyst-confirmed links are screened. An unreviewed match raises MEDIUM (HIGH at 98% name similarity or more); an analyst-confirmed match raises CRITICAL; a dismissed match raises nothing.

PSC_DISCLOSURE_EXEMPTION

Flags a PSC-register exemption claimed on a basis other than a UK regulated-market listing (a regulated market outside the UK, an EU regulated market, or another market named in the PSC Regulations), so the listing can be confirmed. An exemption based on a UK regulated-market listing, or on FCA DTR 5, is routine and never flagged.

UNKNOWN_CHARGE_HOLDER

Flags outstanding charges with no registered creditor (persons_entitled is empty or absent).

MULTIPLE_NAME_CHANGES

Flags companies that have changed their name two or more times in the last five years. Older name changes, and previous names with no recorded end date, are not counted.

RECENTLY_INCORPORATED

Flags companies incorporated within the last 365 days due to limited operating history.

MULTIPLE_OUTSTANDING_CHARGES

Flags if three or more charges registered against the company are still outstanding.

RAPID_CHARGE_CYCLE

Flags charges created and satisfied within 30 days — rapid cycling may indicate artificial transaction creation.

DORMANT_COMPANY_MISMATCH

Flags companies filing dormant accounts while registered under an active trading SIC code — a potential indicator of misrepresentation.

CLOSED_INSOLVENCY_HISTORY

Flags companies with concluded insolvency cases — distinct from the active insolvency flag, this indicates historical insolvency proceedings.

FILING_GAP

Detects gaps of more than 18 months between consecutive filings in the company's history.

NAME_CHANGE_FILINGS

Flags if two or more name-change filings appear in the company's filing history.

FREQUENT_ADDRESS_CHANGES

Flags if three or more registered address change filings (AD01) appear in the filing history.

CONFIRMATION_STATEMENT_AMENDED

Flags if one or more confirmation statement amendment filings exist, indicating the original statement contained errors requiring correction.

CS01_SIC_MISMATCH

Flags if the SIC codes declared in the latest confirmation statement differ from the current company profile, suggesting a business activity change since the last filing.

LAPSED_LEI

Flags companies whose Legal Entity Identifier registration has lapsed — failure to renew an LEI annually is a compliance obligation breach for regulated entities.

CAPITAL_CHANGED_SINCE_CONFIRMATION

Flags when a capital filing (e.g. SH01 allotment, SH03/SH06 purchase or cancellation of own shares) was made after the latest confirmation statement, so the share ownership shown may be out of date. The public capital form does not name the new shareholders, so the share rights should be reviewed.

PSC_NOT_MAIN_OWNER

Compares the largest shareholder per the confirmation statement against the registered PSC: when the person holding the most shares holds more than 25% and is not a registered Person with Significant Control, the company's beneficial ownership structure may need review. A largest shareholder named as a trust or settlement is not flagged when a registered PSC holds its interest via a trust.

OE_NO_BENEFICIAL_OWNER_IDENTIFIED

Flags a linked Register of Overseas Entities registration that has stated it has no registrable beneficial owner. Passes when the entity is listed (its securities are mapped to its LEI on GLEIF, or an analyst marked it listed): a listed company's holders are disclosed to its market.

OE_UPDATE_OVERDUE

Flags a linked Register of Overseas Entities registration whose annual update (the overseas-entity equivalent of a confirmation statement) is past its due date.

OE_HELD_VIA_TRUST

Flags a linked Register of Overseas Entities registration with a beneficial owner holding as trustee. The ownership chain stops at the trustee: trust details are not public, so the people behind the trust are not identified.

ADVERSE_MEDIA_HIGH

Flags potential adverse news coverage of the company name, officers, PSCs, or holders of outstanding charges whose registration has been extracted, published within the last 6 months. Name matching against news search results is fuzzy and prone to false positives (common names, unrelated entities of the same name, etc.), so this rule never asserts a confirmed finding — analyst confirmation in the Potential Adverse Media tab does not change its severity either. It always surfaces as a low-severity 'potential match — review yourself' signal, never as a stated fact about the company or individual, to avoid the platform (rather than the reviewing analyst) being the one asserting an unverified adverse-media match.

1 potential recent adverse media match(es) (published in the last 6 months) found, unconfirmed — review and confirm in the Potential Adverse Media tab.

OFFSHORE_LEAKS_HIT

Flags when the company's current or a previous name, an officer, a PSC, or a holder of an outstanding charge whose registration has been extracted appears in the ICIJ Offshore Leaks database (Panama Papers, Pandora Papers, Paradise Papers, Bahamas Leaks, Offshore Leaks), once an analyst has confirmed a specific match in the Offshore Leaks tab. Confirmation applies to an ICIJ record, whichever screened name it was reviewed under — name variants of the same person (an honorific, or an officer vs PSC spelling) are reported once, against the record they were confirmed on. Unconfirmed matches produce a separate low-severity flag instead — name matching against the ICIJ reconciliation API is prone to false positives.

1 potential ICIJ Offshore Leaks match(es) found, unconfirmed — review and confirm in the Offshore Leaks tab.

ADVERSE_MEDIA_MEDIUM

Flags potential adverse news coverage published between 6 months and 2 years ago. Same false-positive risk as recent adverse media applies to historic coverage, so this rule also never asserts a confirmed finding — analyst confirmation in the Potential Adverse Media tab does not change its severity. It always surfaces as a low-severity 'potential match — review yourself' signal rather than a stated fact, to avoid the platform asserting an unverified adverse-media match.

OE_BENEFICIAL_OWNER_PROTECTED

Flags a linked Register of Overseas Entities registration with a beneficial owner whose details Companies House withholds (a protected, 'super-secure' owner). The owner cannot be named or screened.